The mainstay of the American economy is small-scale businesses. They create most of America's jobs that are created golden dumps. We all have our first job working in small businesses. The highest proportion of business failure are in the early stages of startups and in businesses that are still growing.

The entrepreneur who is underfunded has become a cliche, they're always in search of money. This opens up a lot of opportunities for people with funds to lend and a solid constitution. It would be great to have the opportunity to be part of the first floor of a start-up computer company or social media goldendumps login company which is emerging from a garage. Of the course, these unicorns can be typically a once in a lifetime chance but they're certainly not the only one.

Startups and companies in very early stages are at the top of the risk/reward scale. A lot of them are at a place where even a small amount of seed capital could make all the difference. Maybe even the difference between an equally depressing figure and the reigning king of Wall Street.

If you think you're ready to take a leap of faith on that step, and you're able to meet the requirements, have you've got the money and the courage, here are seven things to keep in mind before signing the check.

• You're investing in individuals. There's no or no track performance. Don't even think about liquidating assets in the hopes to recover your investment, there's nothing to be gained.
• Do the founders have prior experience with the company's core product or service? Past performance, for most of the time, isn't an accurate predictor of the future's performance, but you must base your decision on something.
• Is the founder unstoppably committed to the business and completely committed to the company's success?
• How have they gotten this far? How did they obtain the money they needed to grow and survive? Are the founders in a position to present their family and friends with the opportunity? Do they have the confidence to offer the opportunity to their friends and family?
• Are these solutions real to real-world problems?
• Do you have a valid reason to invest? Do you have a sound investment strategy?
• Do you have the ability to make an income from the growth route?

Don't be afraid to invest in startups or early-stage ventures. But, it's essential to do it with care. Be awed by your intuition and take action when necessary. In the end, you must plan for and expect to lose the entire amount you invested.