A car in the United States is a means of transportation, sometimes necessary. Of course, at first you can easily do without it, but later, most likely, the question of purchasing your vehicle will become very relevant. The first thing to do before buying a car is to find Cars for Sale in Timblin, Pennsylvania https://findacar.today/timblin-pennsylvania It would be useful to make a list of dealer addresses where you can go to pick up the right car. It is worth giving preference to organizations whose prices are fixed, excluding the possibility of bargaining. As a rule, they provide a 100% guarantee for a month - if any defect is found in the purchased car, it will have to be fixed quickly and free of charge. You can refer, for example, here.
To buy a car, you must have an SSN. Formally, you can buy a car without this document, but you will not be able to get insurance. Car insurance in the US is mandatory. If the owner does not purchase insurance, then he does not have the right to use the car.
True, there is a nuance: insurance for a car without SSN can be issued if the buyer’s current visa, in principle, does not require this document. For example, B1/B2 category visas.
The method of payment depends on where and from whom the car is purchased. If the seller is an individual from an ad site or a small car dealership, then you can pay in cash. Large cash dealers usually do not work. Most often, payment is made by bank check. If the buyer's checkbook is temporary, payment may not be accepted. In such cases, a representative of the company often travels with the buyer to the bank, and already there, in his presence, a check is issued for the appropriate amount.
It can be unprofitable to pay for a purchase with a bank card of another country, and even more so with a foreign currency account linked to it. Firstly, too large a transfer amount, American banks may consider it suspicious and block the transaction. And secondly, commissions for such operations and the conversion of a large amount are usually very large.
In different states, the rules related to the documents necessary for such a transaction may differ slightly, so it is best to check all the information in advance at the actual place of residence.
Approximately 6% of its price must be added to the cost of the car, since it will also be necessary to pay sales tax, the cost of re-registering the car and its license plate, as well as taking out insurance.
If we talk about leasing (renting a car for a fixed period - 3 years - with monthly payments), then, given all the difficulties and costs, this option becomes quite expensive. After all, this implies an initial payment of about $ 200, monthly lease payments and fines for their untimely commission. In addition, all other costs associated with the operation of the car are borne by the client: monthly payments for insurance (large if there is little driving experience), car registration with government agencies, annual re-registration, various technical inspections, state tax.